Legal

Terms of service.

Effective date: 1 January 2026. By using Dev54 you agree to these terms.

1. The service

Dev54 provides software-as-a-service for AML transaction monitoring, sanctions screening, case management, and regulatory reporting. The service is offered to licensed financial institutions only.

2. Your account

You are responsible for keeping API credentials and dashboard passwords confidential and for all activity under your account. Notify us immediately at security@dev54.dev if you suspect unauthorized use.

3. Acceptable use

You will not use Dev54 to facilitate money laundering, sanctions evasion, terrorist financing, or any unlawful purpose; nor to reverse-engineer, scrape, overload, or resell the service without written consent.

4. Data ownership

You own the data you submit to Dev54 ("Customer Data"). You grant us a limited licence to process it solely to provide the service. We act as your data processor; the data-processing addendum is incorporated by reference.

5. Fees

Fees are set out in your order form. Usage above the contracted tier is billed at the published overage rate. Fees are net of taxes and exclusive of withholding tax.

6. Term & termination

The agreement runs for the term in your order form and auto-renews unless either party gives 30 days' notice. We may suspend the service for non-payment or material breach.

7. Warranties & liability

The service is provided "as is". Dev54 disclaims implied warranties to the extent permitted by law. Each party's aggregate liability is capped at fees paid in the 12 months preceding the claim. Neither party is liable for indirect or consequential damages.

8. Regulatory disclaimer

Dev54 is compliance infrastructure, not legal advice. You remain responsible for your own regulatory obligations and final compliance decisions. AI-drafted SAR narratives must be reviewed and approved by a human MLRO before submission.

9. Governing law

These terms are governed by the laws of the Federal Republic of Nigeria, with exclusive jurisdiction of the courts of Lagos, unless a different forum is set out in your order form.

Questions? legal@dev54.dev