About

The decisioning brain for African payments.

Between every African payment rail and its compliance obligations — learning every customer forever, deciding in milliseconds, explaining every verdict to the regulator.

Why we exist

Most African fintechs launch without an in-house MLRO. When the regulator knocks, they're back-filling rules, screening and SARs against months of history. Dev54 gives you a decisioning brain on day one — real-time approve/hold/block/RFI with a lifetime memory of every customer's behaviour.

What we ship

  • Real-time decisioning: approve, hold, block, or RFI on every transaction in <50ms.
  • Lifetime customer brain: same-person resolution, behavioural baselines, risk timeline, and case history that never resets.
  • AI-narrated investigations: every case comes with evidence, verdict, and a recommended action.
  • Sanctions, PEP, and adverse-media screening across UN, OFAC, EU, and African national lists.
  • Regulator-ready export: goAML XML, hash-anchored audit, MLLO sign-off across 8 markets.
  • One API + SDK + MCP: compliance becomes a 9-line integration.

Where we operate

Nigeria, Kenya, Ghana, South Africa, Egypt, Morocco, Côte d'Ivoire, and Tanzania — with each country profile pre-loaded with the local regulator, FIU, AML law, CTR threshold, KYC tiers, and dominant mobile-money rails.

The team

Engineers and ex-compliance leads from across the continent. Building from Lagos and Nairobi.